About Us

What is ESAC?
The Employer Services Assurance Corporation (ESAC) is the accreditation and financial assurance organization for the Professional Employer Organization (PEO) industry. ESAC provides independent verification of a PEO’s reliability.

ESAC is an independent, nonprofit corporation managed by a board of directors comprised of independent directors (including former regulators of the PEO industry), advisory directors and industry executives.

Accreditation through ESAC demonstrates a PEO's financial stability, ethical business conduct and adherence to operational standards and regulatory requirements.

ESAC Purpose:

Build integrity and trust and provide assurance for the PEO industry.

ESAC establishes standards for ethical conduct, professional competency, and financial and operational reliability.

ESAC provides a credible program of accreditation based on independent verification of standards compliance.

ESAC provides financial assurance and notification programs to assure the clients, employees and insurers of accredited PEOs and government agencies that accredited PEOs are in compliance with ESAC’s standards.

ESAC provides services to make PEO compliance with state and federal laws and regulations more time and cost efficient and reliable.

ESAC Services

ESAC's services, programs and protections
benefit PEOs, business owners and regulatory agencies.

PEO Accreditation

ESAC's accreditation program verifies a PEO's ongoing financial stability, ethical business conduct and compliance, and adherence to operational standards, government regulations and important industry standards.

Financial Assurance

Similar to the FDIC for the banking industry, SIPC for the securities industry, and state insurance guaranty associations for the insurance industry, an accredited PEOs' performance of key employer responsibilities to their clients, worksite employees, insurers and regulatory authorities is backed by over $15 million of surety bonds held in a trust at a national bank.

Regulatory Compliance

ESAC offers accredited PEOs and state regulatory agencies access to its online compliance services. PEOs can quickly comply with state licensing requirements using data already submitted through ESAC's secure systems. State agencies can access required information authorized by the PEO through a secure portal.

ESAC History Timeline

2022

Nearly 73% of all PEO industry wages are paid by ESAC accredited PEOs.

2021

Nevada Office of the Labor Commissioner becomes the 27th state agency to approve use of ESAC's eMac service.

2014

ESAC's financial assurance program exceeds $15 million in coverage.

2012

ESAC launches new market-facing strategy with improved accredited PEO marketing services and sales training tools.

2008

ESAC's financial assurance program exceeds $10 million in coverage.

2006

ESAC's financial assurance program exceeds $5 million in coverage.

2003

Arkansas Insurance Department becomes first to approve use of ESAC's eMac service.

2001

ESAC regulatory surety bond program launched, with ESAC's surety carrier providing competitive rates to accredited PEOs with no additional underwriting/collateral.

2000

ESAC's financial assurance program launched, providing tangible protection to accredited PEO clients, worksite employees, insurers and taxing authorities.

1995

ESAC (originally IAPEO) established as an independent, non-profit national accreditation program for the PEO industry.

1992-1994

Launched strategic initiatives to raise the standards and professionalism of the PEO industry.

Contact us for the ESAC Edge

ESAC serves PEOs, business owners and state regulatory agencies through its time-tested accreditation and financial assurance programs.

Let us know if you'd like to have a discussion about our services:


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Employer Services
Assurance Corporation

PEO Reliability starts here.
ESAC’s accreditation and financial assurance services provide confirmation of a PEO’s financial, ethical and operational reliability.
Get the ESAC Edge
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